Medicare Advantage plans offer all the benefits of Original Medicare, plus added coverage like dental, vision, hearing, and even wellness programs—all in one convenient plan. These plans are tailored to fit your lifestyle, healthcare needs, and budget, often with low or $0 premiums. With Trusted Care. Tailored for You., we help you navigate your options and find the plan that gives you more—without the confusion.

Medicare Supplement plans, also known as Medigap, help cover the out-of-pocket costs that Original Medicare doesn’t—like deductibles, copayments, and coinsurance. These plans offer freedom to see any doctor nationwide who accepts Medicare, with predictable costs and fewer surprises. We guide you in choosing the right supplement plan to ensure reliable coverage and lasting peace of mind.

Final Expense Life Insurance is a simple, affordable way to ensure your loved ones aren’t burdened by funeral costs, medical bills, or other end-of-life expenses. These plans are designed to provide peace of mind, offering guaranteed coverage and no medical exams in most cases. At KEyO Insurance Services, Trusted Care. Tailored for You. means helping you protect your family’s future with compassion and clarity, one step at a time.

Hospital Indemnity Plans provide cash benefits paid directly to you when you’re hospitalized, helping cover expenses that Medicare or other insurance may not—like deductibles, transportation, or lost income. These flexible plans are especially helpful for those with Medicare Advantage, filling crucial financial gaps during unexpected health events. We help you safeguard your finances and maintain control when life takes an unexpected turn.

CHAS (Cancer, Heart Attack, and Stroke) insurance provides a lump-sum cash benefit upon diagnosis of a covered critical illness, giving you financial breathing room during recovery. This benefit can be used however you choose—whether it’s covering treatment costs, travel for care, or simply replacing lost income. At KEyO, Trusted Care. Tailored for You. means preparing you for life’s toughest moments with protection that brings comfort, confidence, and control.

Whether you’re just beginning to plan, approaching retirement, or already enjoying it, our personalized retirement strategies are built to meet you where you are. From growing your money safely to creating lifetime guaranteed income you can’t outlive, we help ensure every phase of retirement feels secure. KEyO empowers you to retire confidently—with clarity, stability, and peace of mind.

Long Term Care Insurance provides crucial financial support for extended care needs—helping you avoid depleting your assets or relying solely on Medicaid. Without it, many families face costly spend-down scenarios just to qualify for minimal state aid. , KEyO designs LTC strategies that protect your savings, preserve your legacy, and give you the power to choose how and where you receive care.