Privacy Policy

Effective Date: 2024

At KEyO Insurance Services (“we,” “us,” or “our”), your privacy is important to us. This Privacy Policy describes how we collect, use, disclose, and protect your personal information in the course of providing insurance products and related services.

1. Information We Collect

We may collect the following types of information:

Personal Information

Full name

Address

Phone number

Email address

Social Security number

Date of birth

Driver’s license or government-issued ID

Employment and income details

Medical and health history (for life/health insurance purposes)

Beneficiary and dependent information

Usage and Technical Data

IP address

Browser type

Device information

Pages visited and time spent on our website

2. How We Use Your Information

We use your information to:

Provide insurance quotes and services

Process applications, underwriting, and policy issuance

Communicate with you about your policy or claims

Customize and improve our services and website experience

Fulfill legal and regulatory obligations

Send marketing or educational materials (you may opt-out anytime)

3. How We Share Your Information

We do not sell your personal information. We may share it only as necessary to:

Insurance carriers and underwriters

Third-party service providers (e.g., CRM systems, email services)

Regulatory and governmental agencies (when required by law)

Authorized individuals (e.g., your designated representatives or beneficiaries)

All third parties are required to maintain the confidentiality and security of your information.

4. Data Protection and Security

We take reasonable steps to protect your personal information, including:

Encryption of sensitive data

Secure servers and firewalls

Access restricted to authorized personnel only

Staff training on data privacy and security best practices

However, no method of data transmission over the internet is 100% secure, and we cannot guarantee absolute protection.

5. Your Choices and Rights

You have the right to:

Access and review your personal data

Request corrections or updates

Opt-out of marketing communications

Request deletion of data where applicable under law

6. Cookies and Website Analytics

Our website may use cookies to enhance your experience and analyze usage patterns. You can manage cookie settings in your browser.

7. Third-Party Links

Our website may contain links to third-party sites. We are not responsible for the privacy practices of these external websites.

8. Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with a revised effective date.

9. Contact Us

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us.